These Terms & Conditions govern your access to and use of the ato108 platform, including all sports betting, live casino, slot, and arcade products. Please read them carefully before creating an account or placing any wager.
You must be 21 or older and a resident of Indonesia to open an account and use ato108 services.
All transactions are in Indonesian Rupiah (IDR). Minimum deposit Rp 50.000; standard withdrawals processed within 15 minutes.
All bonuses carry wagering requirements. Bonus funds must be turned over a specified number of times before withdrawal is permitted.
One account per person. You are solely responsible for maintaining the confidentiality of your login credentials.
Important: By accessing ato108 or creating an account, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree to any provision of these Terms, you must not use the ato108 platform.
Key terms used throughout this document
In these Terms & Conditions, the following definitions apply unless the context expressly requires otherwise:
Who may open an Account and use the Platform
Age Restriction: The ato108 Platform is strictly for adults. You must be at least 21 years of age to register, deposit, or place any Wager. The Company employs age-verification measures and reserves the right to request proof of age at any time.
To be eligible to open and maintain an Account on ato108, you must satisfy all of the following conditions at the time of registration and on a continuous basis thereafter:
The Company reserves the absolute right to verify the eligibility of any User at any time by requesting documentary evidence. Failure to provide satisfactory documentation within a reasonable period specified by the Company may result in Account suspension and the withholding of pending withdrawals pending investigation.
Creating and maintaining your ato108 Account
To access the full functionality of the Platform, you must complete the registration process by providing accurate, current, and complete information as requested on the registration form, including your full legal name, date of birth, Indonesian residential address, and a valid email address. You agree to update this information promptly if any details change.
Upon registration, you will create a username and password that will serve as your Account credentials. You are solely responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your Account. You must not disclose your password to any third party. If you suspect that your Account credentials have been compromised, you must notify ato108 customer support immediately via the live chat facility or by email.
Each individual may hold only one registered Account on the Platform. The opening of duplicate, multiple, or linked Accounts — whether under the same or different personal details — is strictly prohibited and may result in the immediate closure of all associated Accounts and the forfeiture of any balances therein. The Company employs technical and procedural measures to detect multiple Account registrations.
ato108 is required to verify the identity of all Users prior to processing any withdrawal. You may be required to submit one or more of the following documents as part of the KYC process:
The Company may request additional documentation at its discretion. Withdrawals will not be processed until KYC verification is satisfactorily completed. Providing false, misleading, or fraudulent documentation constitutes a material breach of these Terms and will result in immediate Account termination and referral to relevant authorities.
Financial transactions on the Platform
ato108 accepts deposits and processes withdrawals via the following Indonesian payment methods:
All transactions are denominated exclusively in Indonesian Rupiah (IDR / Rp). The Company does not accept deposits in foreign currencies and does not operate a currency conversion facility.
The minimum deposit amount is Rp 50.000. There is no standard maximum deposit limit, though the Company reserves the right to impose individual limits based on account history, KYC status, or risk management requirements. Deposits made via e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja) are typically credited to your Account within 60 seconds. Bank transfer deposits are subject to standard inter-bank processing times and may take up to 10 minutes to reflect.
Withdrawal requests are processed within 15 minutes for verified accounts transacting via e-wallet. Bank transfer withdrawals are typically completed within 15–30 minutes during normal banking hours (08:00–21:00 WIB). Withdrawals requested outside of standard banking hours may be processed on the next banking business day. The minimum withdrawal amount is Rp 100.000. Withdrawals must be made to a payment method registered in the same name as your ato108 Account.
ato108 does not charge transaction fees on deposits or withdrawals. The full amount deposited is credited to your Account, and the full amount requested for withdrawal is transferred to your payment method. Any fees imposed by your bank or e-wallet provider are outside the Company's control and are the User's responsibility.
ato108 absorbs all platform-side processing costs. You deposit Rp 500.000 — you receive exactly Rp 500.000 in your Account balance. You withdraw Rp 1.000.000 — your bank or e-wallet receives exactly Rp 1.000.000.
The Company reserves the right to request evidence of the source of funds deposited into your Account if the deposit pattern or amount triggers internal risk thresholds. Deposits suspected of originating from criminal activity, money laundering, or unauthorized use of third-party payment methods will be frozen pending investigation. Any User found to have deposited funds using a payment method not registered in their own name will have their Account suspended and all pending withdrawals withheld.
How promotional offers work on ato108
From time to time, ato108 offers promotional bonuses, including welcome bonuses, reload bonuses, cashback offers, free bet credits, and seasonal promotions (such as those tied to BRI Liga 1 match days, Ramadhan, or Idul Fitri). Each promotion is subject to its own specific terms, which are published on the relevant promotion page. In the event of any conflict between the specific promotion terms and these general Terms, the specific promotion terms shall prevail.
All Bonus Funds credited to your Account are subject to a Wagering Requirement before they or any winnings derived from them may be withdrawn. The applicable Wagering Requirement multiplier is stated clearly on each promotion page. For example, a bonus with a 10x Wagering Requirement means you must place total Wagers equal to ten times the bonus amount before a withdrawal can be requested. Wagers placed on certain low-margin markets or games may contribute at a reduced rate toward the Wagering Requirement — contribution rates are specified per promotion.
The Company prohibits any form of bonus abuse, including but not limited to: opening multiple Accounts to claim the same bonus more than once; placing Wagers that hedge or offset bonus play in a manner designed to minimize risk while fulfilling Wagering Requirements; using automated betting tools or scripts to clear bonuses; and colluding with other Users to exploit promotional terms. Any User found to be engaged in bonus abuse will have their Bonus Funds voided, their Account suspended, and any withdrawal requests pending at the time of discovery may be withheld.
Bonus Funds that are not used within the period stated in the relevant promotion terms will expire and be removed from your Account balance automatically. The Company is under no obligation to notify Users of imminent bonus expiry, though it may do so as a courtesy.
Sportsbook, casino, slots, and arcade rules
All sports bets are subject to the sportsbook rules published on the Platform, which cover market settlement, void conditions, in-play betting rules, and mix parlay (multi-leg accumulator) and voor bola (Asian handicap) market terms. In the event of a match being abandoned, postponed, or replayed, bets will be settled in accordance with the relevant market rules. The Company's decision on settlement of any sportsbook market is final and binding.
Live casino games — including Live Baccarat, Dragon Tiger, Roulette, and other live dealer titles — are governed by the rules of the individual game as displayed during the game session. In the event of a technical failure during a live game round, the round will be voided and all stakes returned unless the game provider's system has confirmed the result of the round prior to the disconnection.
All slot titles on the Platform are supplied by licensed game studios including Pragmatic Play, NetEnt, Microgaming, Spribe, and Pocket Games Soft. Each title has a published RTP (Return to Player) rate accessible via the game information panel. The outcome of every spin is determined by a certified Random Number Generator (RNG). The Company does not guarantee that any player will achieve the published RTP rate during any individual session.
The Platform may impose a maximum single-event or single-session winning limit for specific products. Where applicable, these limits are displayed within the relevant product or market. The Company reserves the right to limit the maximum payout on any single Wager at its discretion without prior notice.
Activities that violate these Terms
You agree that you will not, directly or indirectly, engage in any of the following prohibited activities while using the Platform:
Violation of any of the above prohibitions constitutes a material breach of these Terms and will result in immediate Account suspension, forfeiture of Account balance, and where appropriate, referral to law enforcement authorities.
Circumstances under which Accounts may be closed
The Company reserves the right to suspend, restrict, or permanently terminate any Account at any time, with or without prior notice, in any of the following circumstances:
A User wishing to voluntarily close their Account may do so by contacting customer support via live chat or email. Upon voluntary closure, any remaining real-money balance (excluding Bonus Funds that have not met Wagering Requirements) will be refunded to the User's verified payment method within 5 business days.
Ownership of Platform content and materials
All content on the ato108 Platform — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and the overall design and layout of the Platform — is the property of the Company or its content suppliers and is protected by applicable intellectual property laws. The ato108 brand name, logo, and all associated marks are proprietary to the Company.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial purposes in accordance with these Terms. This license does not permit you to: reproduce, copy, distribute, or commercially exploit any content from the Platform; frame or embed the Platform within another website; reverse engineer or decompile any software used by the Platform; or remove any copyright, trademark, or other proprietary notices from Platform content.
The extent of the Company's responsibility to Users
The Platform is provided on an "as is" and "as available" basis. While the Company takes all reasonable steps to maintain uninterrupted service, it does not guarantee that the Platform will be free from interruption, error, or technical failure at all times.
To the fullest extent permitted by applicable law, the Company shall not be liable to you for:
A "manifest error" is an obvious and palpable error in an odds price, game result display, or other numerical value published on the Platform — for example, odds that are materially inconsistent with the prevailing market due to a technical fault. The Company reserves the right to void any Wager placed at odds affected by a manifest error, even after the event has settled, and to recover any winnings paid out as a result of such an error.
How ato108 handles your personal information
The collection, storage, and use of your personal data by ato108 is governed by our Privacy Policy, which forms an integral part of these Terms & Conditions and is incorporated herein by reference. By creating an Account, you consent to the processing of your personal data in accordance with the Privacy Policy.
Key data processing activities include: identity verification (KYC), transaction processing, fraud detection, responsible gaming monitoring, customer support, and the delivery of promotional communications where you have opted in. We do not sell your personal data to third parties. We share data only with licensed payment processors, identity verification service providers, and regulatory authorities where legally required.
Jurisdiction and dispute resolution
These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which the Company is incorporated and licensed to operate as an international online gaming platform. By accepting these Terms, you acknowledge that online gambling regulation varies between jurisdictions and that you are solely responsible for ensuring compliance with the laws applicable to you in your country of residence.
In the event of any dispute arising between you and the Company in connection with these Terms, your Account, or any Wager placed on the Platform, the parties shall first attempt to resolve the matter through good-faith negotiation via the customer support channels set out in Section 14. If resolution cannot be reached within 30 calendar days, the dispute shall be referred to binding arbitration under the rules of the Company's licensing authority. The Company's decision on all matters relating to the outcome of games and the settlement of bets is final and binding, subject only to manifest error as defined in Section 10.1.
How and when these Terms may change
The Company reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, the Company will provide reasonable notice via a notice posted on the Platform or by email to the address registered on your Account. Your continued use of the Platform after any such amendment takes effect constitutes your acceptance of the revised Terms.
The effective date at the top of this document will be updated each time a new version of the Terms is published. We recommend that you review these Terms periodically to stay informed of any changes. If you do not agree to any revised Terms, you must cease using the Platform and contact support to close your Account.
How to reach the ato108 compliance and support team
If you have any questions, concerns, or complaints regarding these Terms & Conditions, your Account, or any transaction on the Platform, please contact the ato108 support team through any of the following channels:
For responsible gaming inquiries, deposit limit requests, or self-exclusion applications, please visit our Responsible Gaming page or contact support directly. For privacy and data-related inquiries, please refer to our Privacy Policy.
ato108 is committed to responding to all formal complaints within 5 business days. For urgent account security matters — such as suspected unauthorized access — please use the live chat facility for an immediate response.
These Terms exist to protect both you and the Company. Here is a plain-language summary of the protections they establish for every ato108 player.
KYC verification ensures that only the registered account holder can withdraw funds. This protects your balance from unauthorized access and prevents third parties from claiming your winnings.
Every deposit and withdrawal is zero-fee and denominated in IDR. No hidden charges, no currency conversion surprises — what you see in your Account balance is exactly what you can withdraw.
Every slot, live casino game, and arcade title on ato108 operates on a certified Random Number Generator. Published RTP figures and provably fair certification mean every outcome is genuinely random — never manipulated.
Wagering requirements, expiry dates, and eligible games are disclosed plainly on every promotion page. No small print designed to obscure — ato108 publishes bonus terms in straightforward language so you always know where you stand.
These Terms enforce 21+ age restrictions and KYC verification, and the Platform provides every account holder with deposit limits, session reminders, cool-off periods, and permanent self-exclusion — all at no cost and without delay.
All formal complaints are logged and responded to within 5 business days. Our 24/7 live chat team — with Indonesian-speaking agents on shift from 08:00 to 24:00 WIB — is your first point of contact for any account issue.
Now that you understand the Terms & Conditions, explore everything ato108 has to offer — from BRI Liga 1 sportsbook markets to live baccarat, slots, and beyond. All settled in IDR with local payment methods.